THE IMPORTANCE OF COMMERCIAL BANKS ON THE DEVELOPMENT OF SMALL-SCALE INDUSTRIES IN NIGERIA

CHAPTER ONE/INTRODUCTION Small and medium-sized businesses have typically gotten little attention, although playing significant roles in our emerging economy and employing approximately three times as many people as large-scale industry. Since the federal government changed its policy to place more of a focus on small and medium-sized firms in order to achieve self-reliance, there have […]

THE EFFECT OF BLOCKCHAIN TECHNOLOGY IN NIGERIAN BANKING SYSTEM

From the early history, banking industry has been acting as an intermediary to conduct financial transactions. They have been providing the trust required for flow of funds. Technology has always had an impact on banking system. With the advancement in information and tech- nology, banks have consistently adapted their working style. Today, banks are connected […]

M-BANKING: Impact of Mobile Money Adoption and Sustainability of SMEs in Nigeria

Impact of Mobile Money Adoption and Sustainability of SMEs in Nigeria INTRODUCTION Mobile banking has the potential to lower transaction costs, such as those incurred by traveling, which is one of its potential benefits. In the earlier years, consumers in rural regions had to drive to the closest towns in order to get banking services. […]

EMPIRICAL EVALUATION OF THE IMPACT OF INTERNET MARKETING ON BANKING SERVICES IN NIGERIA

An investigation on the effect of internet marketing on banking services in Nigeria is the focus of this research. The primary goal of this study is to examine how internet marketing might improve banking services in Nigeria. Throughout this research, 180 people (workers and customers) from four generation banks in the nation were surveyed, which […]

Influence of digital marketing strategies on Performance of microfinance banks in Nigeria

Abstract The local banking sector has been up against a plethora of financial industry competitors in the struggle for clients, including microfinance groups and online lending platforms. In addition, as the legal and economic environment has evolved, local banks have been under increasing pressure to expand their capacity in order to remain competitive. Mfis banks […]

Impact Of Credit Risk Management On The Performance Of Deposit Money Banks In Nigeria

Impact Of Credit Risk Management On The Performance Of Deposit Money Banks In Nigeria Abstract Using the overparameterized and parsimonious ECM and Granger causality, this research investigates the influence of credit risk management on the performance of deposit money institutions in Nigeria. For the study, data was gathered from the CBN Statistical Bulletin, the stock […]

COVID-19 AND IT’S INFLUENCE ON THE AUTOMATED TELLER MACHINE (ATM) IN THE BANKING SECTOR

COVID-19 AND IT’S INFLUENCE ON THE AUTOMATED TELLER MACHINE (ATM) IN THE BANKING SECTOR  CHAPTER ONE INTRODUCTION Background of the Study As credit union branches closed in response to the COVID-19 health crisis in March and April, members’ primary interaction with credit unions was occurring either via the drive-thru or the ATM. “People felt safe […]

EFFECT OF COVID-19 ON BANKING SYSTEM IN NIGERIA

EFFECT OF COVID-19 ON BANKING SYSTEM IN NIGERIA CHAPTER TWO REVIEW OF RELATED LITERATURE   CONCEPTUAL FRAMEWORK Mapping the COVID-19 implications for banks Since the COVID-19 pandemic is a novel experience for the world, the literature regarding its implications for banks is still developing. Yet, lessons from globally spilled-over systemic financial crises such as the […]