COMPARATIVE ANALYSIS OF HOUSING AFFORDABILITY IN NIGERIAN URBAN AREAS

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COMPARATIVE ANALYSIS OF HOUSING AFFORDABILITY IN NIGERIAN URBAN AREAS

The greater percentage of the people in the study areas have no adequate accommodation and cannot afford adequate ones where available as they pay more than 30% of their income on housing.

This is above the affordability benchmark set by scholars such as Andrew (1990), Cox and Pavletich (2010) as well as HUD (2005) in Adedeji(2006). This implies that many of the people in the study area, after paying for accommodation, will not have adequate income to take care of other necessities such as food, clothing, education, transportation, medical, water, and power bills and so on.

TITLE PAGE

DECLARATION

CERTIFICATION

DEDICATION

ACKNOWLEDGEMENT

ABSTRACT

TABLE OF CONTENTS

Background

Statement of the Research Problem

Aim and Objectives

Research Question

Scope and Limitations

Significance of the Study

CHAPTER TWO: LITERATURE REVIEW   

Housing Development in Nigeria

Concept of housing

Housing policy

Housing development before colonial era

Colonial period

Post- independent period

Housing development in Niger State

Social Housing

Concept of social housing

Social housing in Nigeria

Social housing scheme bill and policy

Housing affordability

Concept of housing affordability

Household income and housing cost

mprovement on housing affordability

Sources of housing finance

Private sector housing finance

Public Sector Housing Finance

The Federal Mortgage Bank of Nigeria (FMBN)

National Housing Fund (NHF)

Primary Mortgage Institution (PMI)

CHAPTER THREE: RESEARCH METHODOLOGY          

Research Design

Data Collection

Data Collection Instrument

Methods of Data Analysis

CHAPTER FOUR: DATA PRESENTATION,ANALYSIS AND DISCUSSION

Analysis of Research Questions

Discussion of Findings

CHAPTER FIVE: CONCLUSIONS AND RECOMMENDATIONS

Conclusions

Recommendations

REFERENCES

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