CHAPTER ONE/INTRODUCTION Background of the Study Banking business is not a mere activity for which all decisions of the business should be surrendered to the owners or management of such companies. The nature of the banking and its accompanying risks to operators and economist system call for certain degrees of uniform operational practices. The need […]
The study examined the effect of non-interest income on the profitability of Deposit Money Banks (DMBs) in Nigeria between 2006 and 2015. Five out of the 21 DMBs in Nigeria were purposively selected based on the numerical strength of their customers, volume of transactions and geographical spread. Multiple regressions were used in analyzing the data. […]
EFFECT OF AUDITORS INDEPENDENCE ON THE RELIABILITY OF FINANCIAL REPORTS IN NIGERIA: THE CASE OF THE NIGERIAN BANKING SECTOR CHAPTER ONE GENERAL INTRODUCTION In present times, there has been much discussion about the Auditors independence; the leadership of the auditing standards board, the public oversight board, the independence standards board, and most recently […]
TREASURY MANAGEMENT PROCEDURE AND FINANCIAL PERFORMANCE OF DEPOSIT MONEY BANKS IN NIGERIA CHAPTER ONE INTRODUCTION Background to the study The concept of risk management started long way back after the world war two, Eichhorn (2004) pointed out that issues in risk management was not of concern to many institutions and no training on […]
The Impact of ICT adoption and performance of Microfinance bank in Nigeria. A study Ishiagu Microfinance bank, Ebonyi state ABSTRACT Due to development of Information and Communication Technology (ICT), microfinance industry in Nigeria has experienced rapid growth over the years in an attempt to meet the large demand of clients lacking access to financial services. […]
Impact of loan granting and it’s recovery problems on commercial banks in Nigeria. A Study of First Bank CHAPTER ONE BACKGROUND OF THE STUDY: Virtually, every business has a credit relationship with a financial institution, especially banks. Some rely on periodic short term loans to finance temporary working capital needs. Others primarily use long-term loans […]
EFFECTIVE OF CREATIVE ACCOUNTING ON SHAREHOLDERS WEALTH IN A MANUFACTURING FIRM INTRODUCTION 1.1 Background of the Study Globally, for users of financial report to make economic decisions, financial reports must provide useful information (Ezeani, Ogbonna & Ezemoyih, 2012). This information can only be useful if it fulfills basic qualitative characteristics of financial statements (Amat & […]
PROBLEMS AND PROSPECTS OF MICRO FINANCE BANKS IN NIGERIA ABSTRACT This study examines the problem and prospect of micro-finance banks in Delta State. It also emphasizes on the contributions of micro finance banks in rural areas. This study have helped to reveal the problems hindering the smooth and proper running of micro finance banks such […]
Micro finance bank in Nigeria and the use of electronic payment system, challenges and prospects CHAPTER ONE/INTRODUCTION Delali (2010) in Vassiliou (2014) defined electronic payment as a form of financial exchange that takes place between the buyer and seller facilitated by means of electronic communication. According to Cobb (2004), the value of electronic payment goes […]
THE EFFECT OF TAXES ON DIVIDED POLICY OF BANKS IN NIGERIA ABSTRACT This research work is concerned with the Effect of Taxes on Dividend Policy of Banks in Nigeria. Nigeria banks operate in an environment that is rarely the same with their foreign counter – parts. Thus the purpose of this study is to reveal […]